Debt Collectors Flooded with Mass-Produced Requests for Validation
Debt collectors routinely receive requests for validation from consumers. The FDCPA provides specific guidelines and requirements for how consumers may request validation and the method in which a debt...
View ArticleGet Sued If You Do . . . Get Sued If You Don’t: The Debt Collectors’ Conundrum
The interpretation of certain provisions of the FDCPA by consumer attorneys, Courts and regulators contain a number of “Catch-22” scenarios where a debt collector is potentially subject to lawsuits and...
View ArticleAppellate Courts Hold Typical Collection Letters Violate FDCPA
Debt collectors and consumer advocates agree that collection letters do little (if anything) to truly inform consumers about their indebtedness. Very few consumers actually read collection letters....
View ArticleDo Consumers Need to Show “Concrete” Injury to Sue Debt Collectors?
The Supreme Court decision in Spokeo v. Robins was expected to provide clarity to debt industry defendants facing FDCPA and related consumer lawsuits where the Plaintiffs’ allege no actual harm....
View ArticleFDCPA Victory in Class Action Letter Case:What It Means for the Industry
Debt collection letters continue provide an expansive target for FDCPA and related lawsuits due to the panoply of Federal and State disclosure requirements for such letters. Further, the Court cases...
View ArticleWhat Collectors Really Need to Know About the CFPB’s Proposed Rules
On July 28, 2016, the CFPB released an outline of its proposed rules regarding debt collection. The outline is the next step in the first ever rulemaking in the nearly 40 year history of the FDCPA....
View ArticleShould Debt Collectors Email Consumers?
The issue of whether debt collectors may email consumers is finally being given serious consideration by regulators. A prescient article written by Rozanne Andersen in 2011 is the most comprehensive...
View ArticleRossman & Ross-Machine: The Law Firm of the Future
http://jackuldrich.com/blog/law/rossman-ross-machine-the-law-firm-of-the-future/ The post Rossman & Ross-Machine: The Law Firm of the Future appeared first on John Rossman, Attorney.
View ArticleCollection Agency Sued for Including Too Many Disclosures in Letter Wins Case
Debt collection is clearly one of the most heavily regulated industries in the United States. Federal, State and local regulators place onerous, duplicative and often confusing requirements on...
View ArticleDebt Collectors Sued for Not Assessing Interest . . . Seriously?!?
The issue of debt collectors assessing interest on accounts was contentious and extensively litigated over the past decade. Courts, regulators and consumer advocates are uniformly opposed to debt...
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